Study Points (SP) & Insight Points (IP)

Study Points (SP) and Insight Points (IP) are the two primary progression currencies used to advance a character's abilities in the campaign, representing "The Grind" versus "The Epiphany."

Study Points (SP) - "The Grind"

SP represents academic learning, repetition, and dedicated practice. Because the characters are in a Time Loop, SP is their primary, steadily growing currency. Characters earn SP by attending classes, reading in the library, surviving the loop, and studying during Time Slots.

It is used to purchase standard mechanical upgrades:

• Learn a New Spell: SP equal to the Spell's Tier
• Master a Spell: SP equal to the Spell's Tier
• Increase an Attribute (1 to 5): New Rating × 3 SP
• Increase a Core Magic School (1 to 5): New Rating × 4 SP

Insight Points (IP) - "The Epiphany"

If SP is time, IP is breakthroughs. You cannot become an Archmage just by sitting in a library; you have to push your limits, fight for your life, and uncover the secrets of the world. IP is a rare, narrative currency earned by solving mysteries, surviving deadly threats, and reaching major plot milestones.

It is used to accomplish major paradigm shifts:

• Unlock a Specialization: 1 IP
• Create a Custom Spell: 1 IP (+ SP cost)
• Purchase a Trait / Merit: 1 IP (or remove a Flaw)
• Break the Tier 5 Cap: 1 IP (+ SP cost)
• Soul-Bind an Item: 2 IP